Seeking Insurance Info

by Susan Gateley
(Wolcott, NY, USA)

Ahoy All

I am thinking about trying a short feature on the U S boating magazine "Wooden Boat", re getting insurance on an old Woodie.

We DID IT!
We actually succeeded after a couple tries in getting an old timer with a Vaitses job insured.
(38 foot schooner see her website sarab.brownroad.com for details)

But it did take some effort.)

I don't know if anyone wants to share their experiences with old woodies, homebuilts, or fully restored boats and insuring of same but would welcome additional info on this for proposed story.


  • Was it easy?

  • Did they require a survey?

  • Recommendations on companies or brokers? 


Thanks in advance!

Susan P Gateley susan@silverwaters.com









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Comments for Seeking Insurance Info

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Getting Wooden Boat Insurance
by: tom

I'm just finishing up repairing my 27' wooden (cedar on oak) cruiser and am facing the whole insurance "dance" too.

It's a real "catch22" with insurance and marinas these days.

Marina won't launch the boat until I get liability insurance.

I currently have port risk for my dry storage but nothing for in the water.

Insurance companies seem to only want the 100K restored yachts or show quality runabouts, My boat is a nice yard built vessel (not production), but built more to "work boat" standards than to "yacht" standards, she's sturdy and stout, but probably not worth much to most people.

I've been all over the marina's in San Francisco and Maine and have seen very sad looking wooden boats that were docked at marinas...They must have insurance, Right?

So who's covering them???

I'm on a small inland lake and it's the same story with all of the marinas around here.

They seem to hate anything that isn't a pontoon boat or a crappy bayliner.





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I am perfectly aware that the majority of Wooden Boat aficionados are sensible folk.
However, I need to point out that I am an amateur wooden boat enthusiast simply writing in order to try to help other amateur wooden boat enthusiasts.
And while I take every care to ensure that the information in DIY Wood Boat.com is correct, anyone acting on the information on this website does so at their own risk.